I’ve been a client of Janet’s since I finished full-time work in 2009 and have always been impressed with her knowledge of the financial markets and choice of fund managers. She has helped me and my partner to implement positive strategies to meet our objectives and has that uncanny ability to explain investment choices simply so they are much easier to understand. I would certainly recommend her Financial Planning services to colleagues.

Paul & Joy

Former Head of Audit at RBA and Psychologist

In my years of dealing with Janet I found her knowledge and expertise of the Financial Services industry a cut above the rest. Her approach in dealing with customers is comforting, knowing that no stone is left unturned. I would certainly recommend Janet to anyone that takes pride in their hard earnings and is serious about future investments.

Lou & Jackie

Project Manager and Executive Assistant

We bought our first home with the help of Janet. She attended to every financing need including strategising, getting the best rate, explaining everything in layman’s terms and succeeding in getting the finance we needed. She was a continued support throughout the whole process. We highly recommend her services.

Chris & Brooke P

Production Manager and Accountant

Sorting out finances for a new home can be a very stressful process but I must say Janet made this whole process very smooth and assuring. Janet is very knowledgable and very experienced so we were made to feel very confident through the whole process that all the finances will be sorted on time in the simplest way. We would recommend Janet and Aspire to any of our friends and family needing professional finance advice and home loan solutions. Thank you Janet for your professional service and advice the whole time.

Joanne & Shanen M

Marketing Professionals

Left with a divorce settlement that had to provide for my future financial needs throughout my retirement years and not being exactly financially savvy how lucky was I to have Janet appointed as my new financial advisor! I just wanted someone to sort out how I could have a reliable monthly income that would not shrink the nest egg I did have and now ten years later I find Janet was able to deliver me that security. Janet listened to my needs and how wonderful it was to have a friendly rapport with her, trust and just have the feeling of confidence that I could hand all my financial requirements into her hands. She has not let me down.

I have a good friend whom I listened to for years, complain of dwindling capital and how her advisor did not explain investments made on her behalf and after a couple of years of her hearing me hint strongly that I had something so much better she eventually agreed to a meeting with Janet. To just talk things over! She was on board adopting Janet immediately and a couple of years later she too sings her praises so glad she made the switch.

Janet, we are so pleased we have you handling our affairs. Thank you.

Peggy B



I have been through 3 Financial Planners and I have never ben as comfortable and wise as I am now, with my money, with Janet. With simple layman’s language she has explained everything to me and my husband and I have never been as happy and content as I am now.


It was good to see what I have written in 2006, when we first came to consult with you. It does feel good to be able to say and confirm the comfort and confidence we received after the first few consultations. But even better, after 11 years, I can confidently say, I am very happy, contented and fully devoid of the feeling of insecurity I had at the beginning. What more can one ask for particularly in retirement?

Janet, we know you meticulously and very carefully looked after our accounts, communicating with us to keep us updated even at some late hours on Sunday nights. THANK YOU, JANET!

Veronica & Ernest


I had the pleasure of being introduced to Janet Tang ten years ago. Having just retired and being faced with the GFC at that time I was definitely concerned for my future, money wise. Ten years on and I couldn’t be in a better place. Thankfully, due to Janet’s advice and expertise, things are travelling extremely well. Nothing is ever a problem when asking for financial advice. No delays, no problems. I couldn’t be happier with the organisation and Janet.

I have referred several family members and friends to Janet and wold have no hesitation in doing so in the future. Keep up the good work!

Pat G

Formerly worked at IAG

Janet helped me refinance my home loan. I now have a much more flexible home loan structure with lower rates. Janet took the time to explore several options for me and explained everything clearly as well as making the whole process as easy as possible. She provided all the paperwork and loan documents in neat folders as well so it’s always easy to reference.

Raymond D

IT Executive - Deloitte Australia

Janet has assisted our family with retirement planning and more recently, with the refinancing of our home loans.

Janet has a very profound knowledge of financial products and superannuation. Based on our financial requirements, she has extensively tried to accomodate our present and future needs by preparing numerous forecasts to ensure that our retirement income would be sufficient to support our lifestyle in our twilight years.

She is a very patient financial planner who takes the time to listen to an individual’s circumstances and concerns before tailoring advice. Ultimately, we managed to refinance our loans at a much lower interest rate by consolidating our debts. This exercise has saved us $20,000 per annum in interest alone, thanks to Janet’s patience and tenacity when dealing with the banks.

She is very good at explaining difficult concepts by simplifying them and no request is too onerous. Janet listens effectively and adjusts her advice to changing needs. She anticipates issues and responds to them in a timely fashion with various alternatives.

Janet takes pride in what she does and perseveres until she gets the best outcome for her clients. We would have no hesitation in recommending her as an excellent financial planner.

Farida & Aspi J

Retiree & Property Managemet Consultant

Have had Financial advice from Janet for ten years now and have always found her to be extremely efficient, very approachable and business savvy.

I have been confident in her judgement re my investments and my returns and my portfolio continues to grow, which is importatnt.

I have already referred Janet to family and friends and will continue to do so.

Kerry H

Formerly worked at IAG

Janet has been our Financial Advisor for over 10 years. We fist met Janet while we were both in the workforce. On our first meeting with Janet she listened to our requirements and put us at ease and we felt comfortable with the arrangements she was making for us, providing us with a comprehensive plan on transition to retirement. Now through retirement Janet continues to provide us with sound and appropriate advice to our needs. Janet is always readily accessible to meet us whether to discuss our financial plan or a friendly chat. We have been extremely happy to introduce Janet to family members regarding financial advice and they too are happy with the results. We look on Janet as a friend and have no hesitation in recommending Janet to anyone seeking same.

Joe & Edna


Sincere thanks for your patience in dealing with someone who is no ready to retire but does not want to keep working! What a conundrum! Especially when we shall like to spend and travel. I think you have made a good job of poor material!

Trevor & Gay

Business Owners

In an increasingly impersonal world, Janet Tang makes a refreshing change. As a financial planner and adviser, we have found that Janet makes every possible effort to get to know her clients and their financial planning needs in comprehensive detail in order to make sound financial decisions to plan for a bright future.

There is a sense that Janet treats her clients as though they are extended members of her own family with all the confidence and trust that this engenders. She takes care to match financial planning decisions to each client’s individual circumstances, life stages and future goals. When markets turn down, as has happened in recent years of international volatility, Janet doesn’t do missing in action. She quickly communicates with her clients to put these events in context.

Most importantly, Janet is enthusiastic about her role as a financial adviser and has patiently and clearly explained the financial strategies she has recommended on our behalf. Suffice to say that Janet is now providing her attentive care and service to another generation of our family and, as always, has gone the extra mile to offer the care and service that we have found so valuable over so many years.

David & Anne

Corporate Communicator & Former Child Care Worker

After retirement we were introduced to Janet Tang when she was at Clearview, who was recommended to us by a friend who used Clearview’s services for some time with great satisfaction.

She assisted us in the formation of accounts involving a superannuation account that needed to be invested to give retirement income stream and another as a superannuation fund for an under 65.

We stayed with her during the formation of Aspire and for the last five years have been very happy with the control of our investments allowing us to move to a retirement village on the Gold Coast and giving us a very comfortable lifestyle allowing us to take some well deserved cruises.

Erroll & Jon

Former Health Care Professionals

Janet has managed our superannuation and financial situation in a most accommodating and professional manner. Prior to seeing Janet we were not completely comfortable with where we were headed and the realisation that our final nest egg may not meet our lifestyle needs and hopes in our retirement.

After investigation Janet was able to ascertain that the current returns we were receiving compared to the risk we were exposed to be disproportionate and far more riskier than it needed to be. Janet was able to tailor a portfolio with a far healthier return with the added security and comfort of reducing our financial risk.

In addition, Janet also took the time to inspect our current financial situation and existing mortgage contract. She suggested a consolidation of all our debts into our mortgage and was able to save us interest. This has facilitated an improvement in our cash flow situation.

We have found Janet to be a person of integrity and reliability. She has shown us a genuine and most personable attitude to our situation in which we are truly grateful.

Mark & Lisa

Production Planning Manager & Business Owner

What’s Trending?

Australians living their dream life dream more about the future than others. Four in five (82%) often or always dream about their future compared to just 61% of those who say they are not living the dream.*

*FPA Live the Dream 2017 National Research Report